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Choosing a tool-sharing service: 8 checks before you pay

Tool-sharing services, called "rateio" in Brazil, split the cost of premium tools among many subscribers. They are not all alike. These are the eight questions worth asking, and how NinjaBR Hub answers each one.

1. What do you pay, and in which currency?

Look for a clear monthly price, no setup fee and a payment method you actually have. NinjaBR Hub charges R$ 127,90 (Hub Pro), R$ 197,90 (Hub Ilimitado) or R$ 247,90 (Hub Ilimitado + Multilogin) per month, in Brazilian reais, with Pix, a Brazilian credit card or boleto, and no IOF or international card.

2. Which tools, exactly?

A long list means little if you cannot see it. The Hub shows 80+ tools by category, each with a See benefits window describing what is included. It also states what is not included: Midjourney, Envato Elements, Canva Pro, HeyGen, DeepL, CapCut, iStock and Epidemic Sound.

3. Private or shared access?

Private means an account used only by you, which counts against a quota. Shared means an account used in a queue by several subscribers, with no quota. The Hub labels every tool with one of the two, and a few, such as Hailuo, Dzine and ChatGPT Plus, have both.

4. Are the limits written down?

Vague promises cause frustration later. In the Hub, quotas are written per plan: for example, 125 ChatGPT messages every 24 hours on Hub Pro and 200 on Hub Ilimitado, or 300 versus 500 seconds of images per cycle.

5. What does "unlimited" mean?

Ask for the definition. In NinjaBR Hub, unlimited means no daily cap on the selected models; the other providers keep high daily quotas, with no hidden credits and no extra charges. Shared tools that run on account credits can run out of credits.

6. Is there a real refund?

A trustworthy service lets you leave. The Hub has an unconditional 7-day guarantee: the refund is requested through Kirvano, the payment platform, with no reason needed.

7. How do you get in?

Extra software, VPNs and API keys add friction and risk. The Hub opens in the browser, on a computer, tablet or phone, with the login sent to the purchase e-mail: no installation, API key, VPN or phone number.

8. Who answers when you need help?

Check the language and the channel before you pay. NinjaBR Hub has a human sales team in Portuguese on WhatsApp, 7 days a week. Customers find the support contact in the purchase e-mail and on the login screen.

Frequently asked questions

Is a tool-sharing service the same as buying each tool?

No. You use accounts provided by the service, private with a quota or shared in a queue. The upside is one monthly price for many tools.

Can I pay from outside Brazil?

Payment is in Brazilian reais, with Pix, a Brazilian credit card or boleto. There is no international card option.

Is there a free trial?

No. There is no free plan or trial; the unconditional 7-day guarantee is the risk-free way to try it.